gary, first to you. does this change your overall view on the u.s. stock market? >> no, it doesn't really. we've seen a lot of bad news out of europe over the past couple of years and despite these periods where we get the bad news our economy is holding up very well in that period, and i think investors here in the u.s. who assume the worst-case scenarios because of what they've heard in europe haven't really been rewarded and instead it's been better to focus what good is happening here rather than the bad things that are happening in europe. >> you know, charlie, we look at banks and we're talking about the big ones in cypress and bank of cyprus popular and what about the fear for the bigger banks in europe? is there a risk to deutsche bank? is there a fear, really that all of a sudden the eu will impose these kinds of restrictions and taxes on the european banks in your mind? >> probably not, i'm russian, by the view, and we've always viewed that sign us have where we send the money to get it away from the czars in the old days. it has a special role in the ru